21 Oct

High interest debt.

General

Posted by: Danielle King

If you, like so many other Canadians, have high-interest credit card debt, department store debt, line of credit debt or other outstanding payments, now may be the ideal time to refinance your existing mortgage and consolidate it all into one simple payment at the lowest rates of all time. I will guide you every step […]

Read More
18 Nov

10 Best-Kept Secrets for Buying a Home

General

Posted by: Danielle King

HGTV has compiled a list of the 10 Best-Kept Secrets for Buying a Home to help borrowers get the most out of their money. Buying Secret #10: Keep Your Money Where It Is It’s not wise to make any huge purchases or move your money around three to six months before buying a new home. […]

Read More
20 Feb

Spending problem? Blame it on your brain

General

Posted by: Danielle King

Just because you are financially literate does not mean you make the right decisions. The problem may not be what your brain knows. The problem may actually be your brain. The importance of retirement planning is understood, especially as we are in the midst of RRSP season; but we are genetically compelled to live in […]

Read More
14 Jan

Good reasons to use a Mortgage Professional \ Broker

General

Posted by: Danielle King

Owning a home is usually on a list of lifetime goals. And new home buyers usually have a lot of questions. Some worry about coming up with the down payment, some aren’t sure about their credit scores, others are self-employed, and already know that it can be challenging to get credit at all. These concerns […]

Read More
5 Nov

Understanding your Credit Report

General

Posted by: Danielle King

Understanding your Credit Report As credit has become more and more abundant in our society, your credit report, and thus your credit rating, has become more important in your daily life. Your credit rating affects all aspects of your financial activities when it comes to borrowing money. Your credit rating also has the ability to […]

Read More
22 Oct

Fixed mortgages win over variable: Good read from the Vancouver Sun

General

Posted by: Danielle King

As the federal government warned it may again tighten mortgage rules, a Bank of Montreal economist says fixed mortgages “clearly trump” variable mortgages in today’s economy. There are two reasons for the change of heart by Douglas Porter, deputy chief economist at BMO: the intense competition among lenders and the economic recovery in the U.S. […]

Read More